CCPA (Do Not Sell My Personal Information)
This CCPA Privacy Notice explains how AcaVault.com (“we,” “us,” or “our”) collects, uses, and shares personal information and how California residents can exercise their rights under the California Consumer Privacy Act (CCPA).
Your Rights Under the CCPA
If you are a California resident, you have the following rights:
Right to Know
You have the right to request details about the personal information we collect, use, disclose, or sell.
Right to Delete
You may request that we delete personal information we have collected about you, subject to certain exceptions.
Right to Opt-Out of Sale of Personal Information
You may opt-out of the “sale” of your personal information to third parties, as defined under the CCPA.
Right to Non-Discrimination
You have the right not to be discriminated against for exercising your CCPA rights.
Categories of Information We Collect
We may collect the following categories of personal information when you use AcaVault.com:
Identifiers: Name, email address, phone number, IP address.
ACA Health Insurance-related Information: Information you provide to request ACA health insurance quotes and determine eligibility for subsidies.
Internet/Network Activity: Browsing behavior, device information, and interactions with our site.
Financial Information: Income range and household size used to determine ACA subsidy eligibility.
How We Use Your Information
We may use the information we collect to:
Provide ACA health insurance quotes and coverage comparisons.
Connect you with ACA-certified insurance providers and licensed agents.
Determine your eligibility for ACA subsidies and cost-sharing reductions.
Communicate with you via phone, email, or SMS regarding your ACA coverage options.
Improve our website, services, and user experience.
Comply with legal and regulatory requirements.
How We Share Information
We may share your information with:
ACA-certified insurance carriers and licensed agents (to provide quotes and enrollment services).
Service providers who help operate our website and deliver communications.
Government entities as required for ACA eligibility verification.
Other third parties as permitted or required by law.
We may be compensated by insurance carriers or partners when we share your information.
How to Exercise Your Rights
To exercise your CCPA rights (request, delete, or opt-out), please contact us:
Email: info@acavault.com
Phone: +17274008049
You may also opt-out of the sale of your personal information by clicking the “Do Not Sell My Personal Information” link on our website.
Verification Process
To protect your privacy, we will verify your identity before processing your request. This may require confirming information you previously provided.
Updates to This Notice
We may update this CCPA Privacy Notice from time to time. Updates will be posted on this page with a new “last updated” date.